ACMI is not available for purchases made online at special storefronts. See the Apple Card Customer Agreement for more information. Taxes and shipping are not included in ACMI and are subject to your card’s variable APR. * Monthly pricing is available when you select Apple Card Monthly Installments (ACMI) as payment type at checkout at Apple, and is subject to credit approval and credit limit. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile.
ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. If you choose the pay-in-full or one-time-payment option for an ACMI-eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Variable APRs for Apple Card other than ACMI range from 15.24% to 26.24% based on creditworthiness.
See for more information about eligible products. to select at checkout for certain Apple products purchased at Apple Store locations,, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. And most Macs with Fusion drives have an SSD installed that is difficult to access or is build into the motherboard the HDD is often quite difficult to access and swap out, or may be impossible to remove.◊ Apple Card Monthly Installments (ACMI) is a 0% APR payment option available only in the U.S. As a result, you can’t separate the two just by upgrading one part without a lot of fancy interactions.
This seamless and invisible management is nothing like having two separate drives-it’s a stitched-together hybrid. This is why your Fusion drive Mac can start up quickly, but still be a slug when using Photoshop to edit large images. But behind the scenes, it automatically optimizes file storage, so the most frequently accessed files are shifted over time to your SSD, while the HDD holds less-used ones. macOS treats the Fusion drive as one logical device, displaying it as a single drive in the Finder. The Fusion drive pairs an SSD with very few gigabytes with a much larger HDD. Apple relied on the Fusion drive for years as an affordable middle option between a slow but affordable high-capacity hard disk drive and a fast but expensive high-capacity SSD.
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